What is Invest Inn?
Invest Inn is an organization giving investment advisory
service. We help investors to take wise investment decisions. We
enable them to do Personal Financial Management. Invest Inn
wants to promote various financial products under Wealth
What Invest Inn Does?
Invest Inn engages qualified young people and gives them
intensive training on various financial products and also on
concepts like wealth management, advisory service, Professional
marketing etc. Invest Inn has taken institutional agencies to
promote various financial products like life insurance through
LIC Of India, Mutual Funds through all Mutual Fund Companies,
Bonds through Stock Holding Corporation Of India, Equity and PMS
through Geojit Financial Services.
Does Invest Inn offer any other value added services?
Yes, Invest Inn conducts on a regular basis Investment Education
Programme on different modules like -Module 1-Various Investment
avenues, Module2-More about Mutual Funds, Module
3-Insurance-details, Module 4- Tax Aspects Of Investments,
Module 5-For NRIs.
Does Invest Inn focus on any particular sector?
Not exactly, however special focus is given on NRIs HNIs and
How does Invest Inn help in updating their clients on the
Invest Inn brings out monthly bulletin- "INSIGHT" in which we
give information on the current market scenario, latest Nav etc.
We also mail periodical holding statements to our clients
showing the current position of their holdings. Our web site is
also an informative one through which our clients can keep
Who all are behind this institution?
Ten well meaning individuals from Thrissur, with vast
experience in the fields of chartered accountancy, insurance,
medicine, engineering, banking and capital market have joined
together to pioneer the laudable idea of helping investors to
meaningfully invest their hard earned money. Our present chairman is
Dr.T.T.Paul, a leading medical practitioner of Thrissur and Managing Director is Shri. M Vijayakumar Retired Senior Divisional Manager of the New India Assurance Co. Ltd.
other Directors are:
Sri. Cheeran Verghese
Leading, practicing Chartered Accountant of Thrissur.
Cardiologist, King Fahad National Guard Hospital, Riyadh
Er. Jacob Paul Mannukadan
Projects Control Manager, House of Invention Int’l-Communications - Riyadh
Sri. M. Vijay Kumar
Ex. Deputy Manager, New India Insurance Company
Retired Senior Divisional Manager of LIC Of India and ex-Director of Geojit Wealth Centre.
Dr. (Prof.) V.K. Vijayakumar
Well known Economist, Colomnist and Orator.
What is Mutual Fund?
Mutual Fund is a mechanism for pooling of resources by issuing
units to investors and investing funds in securities in
accordance with objectives as disclosed in the offer document
What are the advantages of investing in Mutual Funds?
1) Diversification because investing in number of securities
What are the different types of Mutual Funds?
Mutual Funds can be classified into open ended and close-ended
scheme depending on its maturity period. Open-ended schemes do
not have a fixed maturity period. Close-ended schemes have
stipulated maturity period like for eg; 5-7 yrs. Unlike the open
ended scheme, subscription or repurchase on a continuous basis
is not possible in close ended. They can be bought or sold only
in stock exchanges.
Mutual Fund schemes are also classified according to investment
1) Growth/Equity oriented schemes
2) Income/Debt oriented
3) Balanced Funds
4) Money market/Liquid Funds
5) Guilt Funds
6) Index funds
7) Sector Specific Funds
8) Tax Savings Schemes
What is Net Asset Value (NAV) of a scheme?
Net Asset Value (NAV) is the market value of the securities held
by the scheme. The NAV per unit is the market value of the
scheme divided by the total number of units of the scheme on any
What is a load fund?
A load fund is one that charges a percentage of NAV for entry or
exit (towards marketing and distribution expenses). In No-Load
Fund, no additional charges are payable on purchase or sale of
How to know the performance of Mutual Funds?
Performance of Mutual Funds can be known through Newspapers,
Websites etc since they publish NAV of Mutual Funds. Mutual Fund
companies are required to publish their performance in the form
of half yearly results alos. Various studies on Mutual Fund
schemes are being published by financial newspapers and research
centers. Investors can also compare the performance of
equity-oriented schemes with benchmarks like BSE Sensex, SNP,
and Nifty etc.
If Schemes in the same category of different Mutual funds are
available, should one choose a scheme with lower NAV?
Lower or higher NAVs of similar type schemes of different mutual
funds have no relevance. One should choose a scheme based on its
merits, considering performance track records and
professionalism in management
Why Invest Inn has taken the corporate agency of LIC Of India?
There are many reasons. One, A company can take only one
corporate agency for doing life insurance. Therefore we had to
choose form amongst one PSU Life Insurance Company and 13 (then)
Private Life Insurance Companies. There are no products with
other private life insurance companies that LIC do not have.
Third, LIC's service is highly satisfactory now. Fourth, with
nation wide network of offices, a huge life fund and
satisfactory track record, ordinary investors repose confidence
What are the other products that Invest Inn promotes?
We have Bonds, we make available equity and PMS.
We also have tie up with LIC HFL for home loans.